Private and hard money lending
Hard Money and Private Lender Appraisals in California
Collateral appraisals for hard money and private lenders statewide. A clear, supported value, a timeline you can plan a closing around and an appraiser who picks up the phone when your credit team has a question.
Rush commercial appraisals in 5 to 7 business daysStatewide California
What is included
- Bridge and short-term loan collateral
- Construction loans, as-is and as-completed values
- Fix-and-flip loans, as-is and after-repair value (ARV)
- Commercial, mixed-use, land and related residential collateral
- Rush commercial appraisals in 5 to 7 business days
- Direct access to the appraiser, no AMC portal
Who it is for: Hard money lenders, private lenders, mortgage funds and the brokers who place their loans.
Why private lenders call us directly
Most appraisal orders disappear into a portal or a coordinator's inbox. When you call (805) 990-9700, the phone gets answered and you talk with the appraiser who will inspect the property and write the report. Questions about comparables, value premise or delivery get a straight answer the same day.
Our narrative reports show the market, the comparables and the reasoning, so your underwriting file holds up.
Built around your closing date
Tell us the closing date on the first call. Rush commercial appraisals take 5 to 7 business days. Standard timing depends on the property and scope. Your appraiser will give you a timeline on that call.
We appraise collateral in every California county, so one appraisal firm can cover your whole pipeline.
Track record with lenders
More than 2,500 appraisals for California Mortgage Association members
Many of our private lender clients have worked with us for 25 years or more. They are the reason we joined the California Mortgage Association.
Approved appraiser
Approved appraiser for lenders including Val-Chris Investments, Inc., Stonecrest and East West Bank
Val-Chris Investments, Inc.: Irvine private lender; lists PM Appraisal for commercial, mixed-use and land appraisals across all of California.
Notable assignments
From $86 million campuses to half-million-dollar buildings
113-unit Holiday Inn Express near the gate of Yosemite
Appraised for a California Mortgage Association member lender. A prior appraisal had the hotel at $60 million. Our value came in at about $38.5 million. An independent number is what protects a lender.
Procore campus, Carpinteria
A corporate campus valued at about $86 million.
And plenty of smaller properties
In Paul’s words: “We do plenty of half a million dollar properties as well.” Same appraiser, same care, whatever the size.
The full range
Every commercial property type. Every kind of commercial appraisal.
This page covers one kind of assignment. Our team appraises all of these, anywhere in California. Not on the list? Call or text (805) 990-9700 and ask.
Property types
- Office
- Retail
- Industrial and warehouse
- Multifamily and apartments
- Mixed-use
- Gas stations
- Hotels and motels
- Land and development
- Vineyards, wineries and ag
- New construction and subdivisions
- Medical
- Residential care facilities
- Religious facilities
- Cannabis properties
- Special-use properties
- High-end residential
Appraisal types
- Hard and private money lending
- Construction and as-complete
- Fix-and-flip and ARV
- Purchase and refinance
- Divorce and dissolution
- Estate and trust
- Date of death and step-up basis
- Retroactive and retrospective
- Litigation and partnership disputes
- Partition
- Tax appraisal and tax appeal
- Eminent domain and condemnation
- Fractional and partial interest
- Casualty loss and insurance
- Leasehold estates
- Highest and best use and feasibility
- Due diligence and consulting
- Multi-property portfolios
- Rush commercial
Frequently Asked Questions
How fast can you deliver a collateral appraisal?
Rush commercial appraisals take 5 to 7 business days. Call (805) 990-9700 with your closing date for a timeline.
Do you appraise fix-and-flip collateral?
Yes. We provide as-is and after-repair value (ARV) appraisals for flippers and the private lenders who fund them.
Can my underwriter talk to the appraiser?
Yes. That is how we work. Call (805) 990-9700 and you talk to the appraiser, not a coordinator.
Do you work outside Southern California?
Yes. We appraise collateral in every California city and county.
Related
Fix-and-Flip and ARV
As-is and after-repair value appraisals for flippers and their lenders.
Learn more →Rush Commercial Appraisals
Rush commercial appraisals in 5 to 7 business days, anywhere in California.
Learn more →Portfolio Appraisals
One appraisal firm for every property in a California portfolio, any county, any property type.
Learn more →As-complete appraisals for California construction loans (SB 978)
From Appraisal Insights.
Read the guide →Commercial bridge loan appraisals in California
From Appraisal Insights.
Read the guide →Blanket loan appraisals in California
From Appraisal Insights.
Read the guide →Commercial appraisal in the Bay Area
San Francisco, Oakland, San Jose and all nine Bay Area counties: property types, local factors and courts.
See the page →Commercial appraisal in Los Angeles
The City of Los Angeles and every LA County city: property types, local factors and courts.
See the page →Commercial appraisal in Orange County
Irvine, Anaheim, Santa Ana and every Orange County city: property types, local factors and courts.
See the page →Commercial appraisal in the Inland Empire
Riverside, San Bernardino, Ontario, Temecula and every Inland Empire city: property types, local factors and courts.
See the page →Commercial appraisal in Santa Barbara and Ventura
Santa Barbara, Ventura, Oxnard, Thousand Oaks, Santa Maria and every city in both counties: property types, local factors and courts.
See the page →Commercial appraisal in Fresno and the Central Valley
Fresno, Clovis and all 15 Fresno County cities, plus Madera, Kings and Tulare counties: farmland, orchards, vineyards, packing and cold storage, industrial, office, retail and multifamily.
See the page →Commercial appraisal in Bakersfield and Kern County
Bakersfield and all 11 Kern County cities, from Delano to Ridgecrest: farmland, orchards, vineyards, packing and cold storage, industrial yards, office, retail and multifamily.
See the page →Private lenders: get a timeline today.
Call or text (805) 990-9700 for a quote and timeline today. Rush commercial appraisals in 5 to 7 business days.